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Remember to take cash on holiday or be worse off, experts say | OneFootball

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The Independent

·6 July 2025

Remember to take cash on holiday or be worse off, experts say

Article image:Remember to take cash on holiday or be worse off, experts say
  • Many holidaymakers are unexpectedly finding themselves in situations abroad where physical cash is essential, despite relying primarily on card payments.
  • Research indicates that 39 per cent of travellers have encountered scenarios requiring cash, most commonly for tipping, taxi fares, and purchases at smaller, independent shops.
  • A reliance on cards can lead to unexpected costs, such as ATM fees for emergency withdrawals or poor exchange rates at airport currency desks.
  • Experts advise carrying a 'cash cushion' of local currency for unforeseen needs and understanding one's card's fee and currency conversion policies before travelling.
  • Most travel insurance policies offer cover for lost or stolen cash, with a significant proportion covering amounts between £200 and £399.
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